Access to affordable, secure, and efficient money transfer services remains a major challenge for many unbanked communities in Zambia. Recognizing this gap, Golden Swift Money Transfer, a subsidiary of Golden Success Investments Limited, has stepped in with a digital solution designed to make financial services more accessible for everyone — anytime, anywhere.
Founded by Alick Chali, Golden Swift is a budding FinTech start-up with a bold mission: to revolutionize the way Zambians send and receive money. “We saw how traditional banks often made remittances costly and slow, especially for cross-border transactions,” Chali shared. “Our platform is built to give users a fast, affordable, and secure option, ensuring that even those without a bank account can move money with ease.”
Golden Swift’s user-friendly app allows individuals to send and receive funds, pay for goods, and even settle government services all through mobile devices. Powered by advanced technologies like AI and Blockchain, the platform is designed to detect fraud and ensure user security at every step.
While the start-up is making impressive strides, Chali noted that challenges such as regulatory hurdles, limited trust in new technologies, and infrastructure gaps still stand in the way of FinTech growth in Zambia. He emphasized the need for greater support from initiatives like #40Days40FinTechs to help emerging players gain visibility, attract funding, and scale their innovations.
Golden Swift Money Transfer was featured on Day 14 of the 40 Days 40 FinTechs initiative Zambia and Malawi edition. Following years of success across East Africa, #40Days40FinTechs continues to showcase Africa’s leading FinTech innovators, promote financial inclusion, and connect start-ups to critical resources like Level One Project guidelines, Mojaloop Open Source Software, and Inclusive Finance systems.
By breaking down barriers to financial access, Golden Swift is not just moving money — it is helping move communities forward.
